MortgageCalculator.

Map acquisition costs and EMI with precision using live lender data.Understand fees, LTV, and rate impact before you commit.Model scenarios and compare outcomes in seconds.Share results with your advisor for fast pre-qualification.Built for the UAE market—accurate, quick, and practical.

FreePlanning Studio

LiveLender Data

"Our mortgage calculators provide clinical clarity on your borrowing profile, allowing for data-led property decisions."

LoanDetails

Live linked values

Update any field to instantly rebalance loan amount, LTV, and downpayment.

Property Value (AED)

LTV (%)

Downpayment (AED)

Loan Amount (AED)

Interest Rate (% p.a.)

Tenure (Years)

AdditionalExpenses(AED)

One-time costs

Fine-tune these estimates for a clearer all-in borrowing picture.

DLD Charges (4% of property value)

Real Estate Commission (2% of property value)

Trustee Fees

Valuation Fees

Bank ESF (10,500 if loan > 1M, else 1.05% of loan)

Instant Projection

Visualize your mortgage commitment.

EMISummary

Monthly EMIAED 5,154

Total PaymentAED 1,546,323

Total InterestAED 746,323

Additional ExpensesAED 78,000

Total CostAED 1,624,323

StrategyOverNumbers.

Step 01

AffordabilityFirst

Start with income-backed EMI comfort before finalizing property range.

Step 02

RateSensitivity

Compare small rate changes to understand long-term cost impact.

Step 03

DocumentReadiness

Prepare salary proof and statements early for quicker bank approvals.

Calculator Page FAQs

CommonInquiries.

Brief answers to the most frequent mortgage queries, ensuring total clarity before your application.

01Is calculator output the final EMI?

No. It is an estimate. Final EMI depends on lender-specific rates, fees, and approved tenure.

02How accurate is affordability projection?

It provides a useful planning range, but lender policy checks determine final affordability.

03Can I improve my estimate?

Yes. Increasing down payment, reducing existing debt, and improving credit profile can help.