Terms&Conditions.

1. About Us

SS Finance is a financial services company incorporated and operating in the United Arab Emirates. References to "SS Finance", "we", "our", or "us" in these Terms refer to SS Finance and its authorised representatives.

2. Scope of These Terms

These Terms govern your access to, and use of our website located at www.ssfinance.ae (the "Website") and any services, products, or content offered through it. These Terms apply to all visitors, users, and others who access the Website.

3. Eligibility

By using our Website or services, you confirm that:

• You are at least 18 years of age.
• You have the legal capacity to enter into a binding agreement.
• Your use of our services is permitted under the laws of your jurisdiction.

4. Our Services

SS Finance provides financial services and information as described on our Website. The information published on our Website is for general informational purposes only and does not constitute financial, investment, legal, or tax advice. You should seek independent professional advice before making any financial decisions.

We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice.

5. User Obligations

When using our Website or services, you agree to:

• Provide accurate, complete, and up-to-date information when requested.
• Keep your account credentials confidential and notify us immediately of any unauthorised use.
• Use the Website only for lawful purposes and in a manner that does not infringe the rights of others.
• Not attempt to gain unauthorised access to any part of our systems or networks.
• Not use the Website to transmit any harmful, offensive, or unlawful content.
• Comply with all applicable UAE laws and regulations.

6. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, and software, is the property of SS Finance or its licensors and is protected by applicable intellectual property laws.

You may not reproduce, distribute, or create derivative works from any content on this Website without our express written permission.

7. Third-Party Links

Our Website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse, control, or take responsibility for the content or practices of any third-party websites. Your access to such sites is at your own risk.

8. Disclaimer of Warranties

Our Website and services are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, SS Finance makes no warranties — express or implied — regarding the accuracy, completeness, reliability, or availability of the Website or its content.

We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Limitation of Liability

To the fullest extent permitted under applicable law, SS Finance shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of the Website or our services, including but not limited to loss of profits, data, or business opportunities.

Nothing in these Terms limits our liability for fraud, wilful misconduct, or any liability that cannot be excluded by law.

10. Regulatory Compliance

SS Finance operates in compliance with applicable UAE financial regulations, including requirements set by the Central Bank of the UAE and other relevant authorities. Our services may be subject to licensing conditions, and we may be required to conduct customer due diligence (KYC/AML checks) before providing certain services.

11. Privacy

Your use of our Website is also governed by our Privacy Notice, which is incorporated into these Terms by reference. Please review it to understand how we collect and use your personal information.

12. Termination

We reserve the right to suspend or terminate your access to our Website or services at any time, with or without notice, if we reasonably believe you have violated these Terms or applicable law.

13. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with a revised "Last Updated" date. Your continued use of the Website after any changes constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.

14. Governing Law & Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts of the UAE, unless otherwise agreed in writing.

15. Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that provision shall be deemed severed and the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Notice and any other policies published on our Website, constitute the entire agreement between you and SS Finance regarding your use of our Website and services, and supersede all prior agreements or understandings.